Photo of Sean Ruff

Sean is a partner in Taft’s Financial Services, FinTech, and PayTech groups. He advises financial institutions, fintech companies, global marketplaces, and digital asset platforms on regulatory, transactional, and strategic matters spanning a wide range of consumer and commercial financial services.

Part 2 of 4: Digital Assets and the Next Layer of Licensing Complexity

Framing the Problem: When “Money Transmission” Is Not Enough

In Part 1 of our four part series, Fastest Route to Market: Money Transmission Licensing Roadmaps for FinTechs, we explained why many

Part 1 of 4: Why Most FinTechs Start with MSB and Money Transmitter Licenses

Series Overview

This article is Part 1 of a four-part series, Fastest Route to Market: Licensing Roadmaps for FinTechs. The series will trace the main licensing paths available to FinTechs seeking

Taft FinTech partner Sean Ruff will speak on a panel, “MiCA, Genius Act and the UK Framework: Who Sets the Rules in 2026?” at the London Digital Assets Forum on Friday, Feb. 6, 2026. The Digital Assets Forum is the premier two day event for